Average Monthly Living Cost in the US 2026: By Category
Sources & Methodology
- U.S. Bureau of Labor Statistics, Consumer Expenditure Survey
All figures are estimates based on publicly available data. Use the linked calculators to model your own situation.
Related Calculators
Frequently Asked Questions
What is the largest monthly expense for most households?▼
Housing is usually the largest single category, commonly around 30% or more of take-home pay.
Are national averages accurate for me?▼
They are a starting point only. Local rent and food prices can push your true cost well above or below the national average.
How do I estimate my own monthly cost?▼
Add up housing, food, transport, healthcare, and other recurring costs for your specific location using a budget calculator.