FAFSA Application Guide 2026: How to Apply for Federal Student Aid
Sources & Methodology
- Federal Student Aid (StudentAid.gov)
- U.S. Department of Education
All figures are estimates based on publicly available data. Use the linked calculators to model your own situation.
Related Calculators
Frequently Asked Questions
When does the FAFSA open?▼
It has historically opened October 1 for the next award year. Confirm the exact date and your school and state deadlines on StudentAid.gov.
What is the SI versus the old EFC?▼
The Student Aid Index (SAI) replaced the Expected Family Contribution (EFC) as the index schools use to build aid offers. It is not the amount you owe.
Is the FAFSA only for loans?▼
No. It is used for federal grants, work-study, and loans, and many states and colleges use it for their own aid too.